A great article in the LA Times points out that the SBA loan programs is getting some needed modifications.  We’ll specifically cover the smaller ‘Express’ Loans. ‘Express Loans’ is a term that describes SBA loans that are up to $250,000 in value.  Express loans have been historically hard to get for a couple of reasons.  Number 1, there is not a huge profit margin to them for a bank, and number 2, the bank had 50% … Read entire article »