SBA/CDC 504 Loan Program The CDC/504 loan program is the only SBA loan in which the SBA puts up a single penny.  Unlike other SBA loans, in which the SBA only provides a guarantee to the bank, in the CDC/504 program the SBA injects 40% of the Project cost into the loan.  Fifty (50%) percent comes from the bank and the remaining (10%) comes from the borrower.  So how does this program work?  Well, a little … Read entire article »